490 4th Street, Benton Harbor, MI 49022 (MLS# 25061864)

490 4th Street, Benton Harbor, MI 49022

$47,500

Property Type: Residential Bedrooms: 2 Baths: 1 Square Footage: 825 Lot Size (sq. ft.): 6,389 Status: Active

Current Price: $47,500 List Date: 12/14/2025 Last Modified: 6/04/2026

Overview

Description

Discover the potential in this 2-bedroom, 1-bath home with spacious living space, a full basement, and a separate shop building, this property offers great flexibility for DIYers, investors, or first-time buyers looking to add value. The home sits on a residential street just minutes from downtown, Lake Michigan, and major commuter routes. The property features a solid layout ready for your personal touch or updates—ideal for a handyman special, rental investment, or small rehab project. The basement provides storage or workshop potential, while the detached shop adds even more possibilities for projects, hobbies, or equipment.

Listing Details MLS# 25061864

Location Property Info

County: Berrien
Street #: 490
Street Name: 4th
Suffix: Street
State: MI
Zip Code: 49022
Zip (4): 9232

General Property Info

New Construction: No
Lot Measurement: Acres
Lot Acres: 0.15
Lot Square Footage: 6389
Lot Dimensions: 51x130
Year Built: 1940
Road Frontage: 51
Garage Y/N: Yes
Garage Spaces: Yes
Income Property: No
Total Rooms AG: 5
Total Fin SqFt All Levels: 825
SqFt Above Grade: 825
Below Grade Finished SqFt: 660
Building Total SqFt: 825
Total Beds Above Grade: 2
Total Bedrooms: 2
Full Baths: Yes
Total Baths: Yes
Main Level Primary: Yes
Stories: 2
School District: Benton Harbor
Elementary School: Discovery Enrichment Center
Middle School: Fair Plain Middle School
High School: Benton Harbor High School
Association YN: No
Waterfront: No
Basement: Yes
Below Grade Unfinished SqFt: 0

Tax Info

Tax ID #: 11-03-5020-0072-00-2
Taxable Value: 20489
SEV: 41200
For Tax Year: 2024
Seller's Annual Property Tax: 1193
Tax Year: 2024
Homestead %: 100
Spec Assessment & Type: No

Remarks Misc

Directions: When leaving Benton Harbor city center take Territorial Rd East bound then turn right onto 4th Street before Millburg

Access Feat

Accessibility Features: No

More Information

Upper Rooms

Upper Bedrooms: Yes
Upper Level Square Feet: 275
Total Baths Above Grade: Yes

Main Rooms

Main Bedrooms: Yes
Main Full Baths: Yes
Main Level SQFT: 550

Location & Property Info

Cross Streets: Territorial Rd
Property Sub-Type: Single Family Residence
Area: Outside MichRIC Area - Z
Municipality: Benton Charter Twp

Office/Contract Info

Auction or For Sale: For Sale
List Price/SqFt: 57.58

Remarks & Misc

Public Remarks: Discover the potential in this 2-bedroom, 1-bath home with spacious living space, a full basement, and a separate shop building, this property offers great flexibility for DIYers, investors, or first-time buyers looking to add value. The home sits on a residential street just minutes from downtown, Lake Michigan, and major commuter routes. The property features a solid layout ready for your personal touch or updates—ideal for a handyman special, rental investment, or small rehab project. The basement provides storage or workshop potential, while the detached shop adds even more possibilities for projects, hobbies, or equipment.
Legal: LOT 72 TOWN OF MILLBURG

Lot Description

Level: Yes

Util Avail at Street

Electricity Available: Yes

Sewer

Public Sewer: Yes

Water

Public: Yes

Terms Available

Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes
Other: Yes

Laundry Features

Main Level: Yes

Exterior Material

Wood Siding: Yes
Other: Yes

Roofing

Shingle: Yes

Parking Features

Detached: Yes
Garage Faces Side: Yes

Heat Source

None: Yes

Sale Conditions

None: Yes

Heat Type

Hot Water: Yes

Lower Rooms

Lower Finished SQFT: 0
Total Lower SQFT: 0

Basement Rooms

Basement Finished SQFT: 0
Total Basement SQFT: 0

Substructure

Walk-Out Access: Yes

Water Heater

Natural Gas: Yes

Flooring

Carpet: Yes
Vinyl: Yes
Wood: Yes

Architectural Style

Traditional: Yes

Possession

Close Of Escrow: Yes

Property Features

Laundry Features: Main Level Exterior Material: Wood Siding; Other Roofing: Shingle Substructure: Walk-Out Access Lot Description: Level Sewer: Public Sewer Water: Public Util Avail at Street: Electricity Available Heat Source: None Heat Type: Hot Water Water Heater: Natural Gas Flooring: Carpet; Vinyl; Wood Parking Features: Detached; Garage Faces Side Architectural Style: Traditional Terms Available: Cash; Conventional; FHA; VA Loan; Other Possession: Close Of Escrow Sale Conditions: None

Room Information

Room Name	Length	Width	Level
Living Room	11.00	14.00	Main
Kitchen	9.00	10.00	Main
Primary Bedroom	10.00	11.00	Upper

Listing Office: ListWithFreedom.com

Listing Agent: Charles Campbell

Last Updated: June - 04 - 2026

Broker Attribution: 855-456-4945

The data relating to real estate on this web site comes in part from the Internet Data Exchange program of the MLS of MICHRIC , and site contains live data. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.